Guaranteed Issued Group
Benefits Program

Heritage Unleashes the Power of the Faith-Based Community

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Are you a church member? If so you are eligible to participate in our Guaranteed Issued Group Benefits Program. When a church member enrolls, their church will receive a contribution of one dollar per member per month to help support its mission ( as long as the member pays their membership fee). The Church members benefits includes access to Tele-medicine, Tele-health Counseling, Guaranteed issue life insurance by Prudenitial, and a rewards program.

Act Now! Enroll today in the Guaranteed Issued Group Benefits Program designed for a national community of church members!

What Are The Benefits?

  • Tele-medicine Access

  • Tele-health Counseling

  • Rewards Program

  • Guaranteed Issue Term Life Insurance by Prudential

    • Tele-medicine Access

    Talk to a licensed physician 24/7 by phone or computer, without ever leaving your home or office. There are zero co-pays — whether it’s cold symptoms, medication refills, or general medical advice, help is always one click away.

    Tele-health Counseling

    You’ll have no-cost access to a licensed mental health specialist, with your first 8 sessions completely free when using the same counselor. Whether you’re dealing with stress, anxiety, grief, or family matters — real support is available, confidentially and conveniently.

    Rewards Program

    Earn cash back on everyday purchases through our member rewards platform — with access to 370+ major retailers and restaurants nationwide. Just shop, earn, and save.

    Guaranteed Issue Term Life
    Insurance by Prudential

    Eligibility

  • Ages: 18 to 74 years old
  • Group membership required
  • No medical exams or health questions
  • Day-one full coverage

    • Face Amount Options & Pricing

  • $10,000 Face Amount
    Monthly Premium: $19.95

  • $25,000 Face Amount
    Monthly Premium: $26.95 (just $7.00 more than base plan)

  • Spouse Rider Option
    Coverage: $25,000 each for husband and wife (total $50,000)
    Monthly Premium for Couple: $35.95 ($16.00 added to base

    • Start of Coverage

  • 100% of the face value available from day one
  • No waiting periods
  • No graded death benefit

  • Enrollment Deadline: Submit by the 23rd of the current month for coverage to begin on the 1st of the next month

    • Policy Reductions by Age

  • At Age 65:
    $10,000 policy reduces to $6,500
    $25,000 policy reduces to $16,250

  • At Age 70:
    $10,000 policy reduces to $5,000
    $25,000 policy reduces to $12,500

  • At Age 75:
    $10,000 policy reduces to $2,500
    $25,000 policy reduces to $6,250

  • Policy ends at age 80 unless converted

    • Child Rider & Conversion

  • Monthly Premium: $2.99 per child
  • Coverage Amount: $5,000 per insured child

  • At Age 18: Each child must convert to their own individual policy

    Conversion Options:
    $10,000 face amount: $19.95/month
    $25,000 face amount: $29.95/month
  • Additional Riders at Conversion: At age 18, the new policyholder may choose to add:

    Spouse Rider
    Child Rider (for their dependents)

    • Policy Conversion to Whole Life

  • Eligible to convert to Whole Life at any age
  • Must be enrolled for at least 2 years
  • No medical exam or evidence of insurability required


  • Conversion Process:

    Contact Prudential Customer Service
    A Prudential representative will walk the insured through the conversion process
    Rates will be based on the time of the conversion call

    • CLICK HERE TO ENROLL NOW!

    "Preserving Legacies One Relationship At A Time"