The Products We Provide

Everyone has questions regarding individual life insurance and other financial products. If you don’t have access to the best information, these questions can be tough to answer. How can I ensure a legacy for me and my family that doesn’t cost an arm and leg? How much Life insurance do I need? What exactly is a policy with Living Benefits? How can I prepare for my final expenses? How do I decide?

Let Heritage help you with all the right answers. We specialize in providing individuals, families and communities with life insurance, endowment and financial products, such as:

Insurance Options to Fit Your Needs

Life Insurance

Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder).


Final Expense

Insurance companies have in recent years developed products for niche markets, most notably targeting seniors in an aging population. These are often low to moderate face value whole life insurance policies, allowing senior citizens to purchase affordable insurance later in life.


Key-Man Life Insurance

Key man insurance is an important form of business insurance. In general, it can be described as an insurance policy taken out by a business to compensate that business for financial losses that would arise from the death or extended incapacity of an important member of the business.


More Insurance Options

To learn more about our additional insurance product options, please click the link below.


"Preserving Legacies One Relationship At A Time"